Financing Made Simple –
The Smarter Way to Secure Funding

We connect you to Saudi Arabia’s top banks and lenders to unlock fast, competitive financing — no paperwork, no stress.

How It Works

Secure the Financing You Need With Our 3-Step Process

- Step 1 -
Tell Us What You Need

Fill out a short form — no credit check or paperwork upfront.

- Step 2 -
Get Matched Instantly

Get loan offers in as little as 24 hours.

- Step 3 -
Choose & Get Funded

Choose the best offer. Get funded as fast as 48-72 hours.

Built for KSA

Arabic-speaking team, experience with local banks,
and deep understanding of Saudi business culture.
Choose a Product​

Get Access to the Best Offers from Trusted Providers in Saudi Arabia

We offer help with both Personal and Business financing options.

Personal Loans

Get the funds you need — fast. No collateral and flexible repayment terms that fit your budget.

Business Capital Loans

Access the capital you need — fast. No collateral, no delays, and funding options that scale with your business.

Why Choose Us

Smarter Lending,
Built Around You

FAQs

Frequently Asked Questions

To get started you don’t need any documents. Simply answer the questions to get registered and if you meet the minimum requirements, an agent will call you to discuss next steps and go over your options.

Yala connects you with a large network of lenders. So even if you have a low credit score, you may still qualify for a loan offer. However, some factors include:

  • Your monthly deductions must not exceed the maximum limit set by the Saudi Central Bank (for businesses, limit will be based on the age and revenue of the business)
  • No recorded defaults with SIMAH
  • Compliance with financing provider’s eligibility criteria

Yala charges a one-time registration fee of SAR 200 to get matched with lenders in our network. This fee covers the cost of reviewing your information and submitting it to lenders on your behalf. It does not cover any fees that may be charged directly by the lenders themselves.

You can get preapproved for a loan in as little as 24 hours!

Anyone can register for an account, but to get approved for a loan offer the owner will have to verify their identity directly with lenders.