Personal Loans Made Simple

Get personal loan offers from trusted lenders that fit your needs and financial situation – hassle-free.

Fast Approvals. Competitive Offers.
No Hidden Costs.

With Yala, your personal finance matchmaker – easily access loan offers just for you from licensed lenders across the Kingdom of Saudi Arabia.

Save time and start receiving offers today!

Benefits of Personal Loans with

Requirements to Receive
Offers with

The Applicant Must Be Employed and Registered with Social Insurance (GOSI)

Minimum Salary Requirement:
5,000 SAR

For Residents, a Valid Residency Permit is Required

Maximum age limit:
65 years

The Applicant’s Credit Profile Must Align with the Finance Provider’s Credit Policy

Monthly Installment and Financial Obligations Must Not Exceed the Maximum Limit Set by the Saudi Central Bank

FAQs

Frequently Asked Questions

You may be eligible for a personal loan of up to SAR 1,000,000 depending on your financial and credit profile, including factors such as:

  • Monthly Salary
  • Credit History (SIMAH)
  • Repayment Period (up to 5 years)

Yes, Yala connects you with a large network of lenders offering options without a salary transfer, even if you have existing commitments. However, other factors include:

  • Your monthly deductions must not exceed the maximum limit set by the Saudi Central Bank.
  • No recorded defaults with SIMAH
  • Compliance with financing provider’s eligibility criteria

Yes, personal loan programs are also available for non-Saudi residents, provided they meet the eligibility requirements for each program.

The first step in the registration process does not require any documents. A representative will then review your profile to see if you are a potential fit for one of our partner programs. If so, you will be asked to submit a copy of your ID and proof of salary (such as a pay statement from your employer).

Please note, Yala Finance does NOT issue loans or display offers directly on our website. Instead, we serve as a digital brokerage service, working behind the scenes to match each applicant with loan products suited to their needs, qualifications, and goals. If you are preapproved for an offer, an agent will contact you directly to share and review the details with you.